Why ‘since I’m already here’ shopping can push spending over budget

Moneywise

‘Since I’m already here’ purchases can push shoppers over budget at grocery stores, online and stores where they tend to overspend. The article recommends pausing before checkout, checking whether an item is needed and resisting extras bought just to get free shipping.

At the grocery store, the article suggests asking why an item was not on the list, whether another purchase could be dropped and whether the item is already at home. It also recommends checking shelf labels for unit prices, since package size alone may not show which option is cheaper. Deals on staples shoppers know they will use may make sense, but multiple add-ons can still push the total over budget.

Online, free-shipping offers can prompt shoppers to add things they otherwise would not buy. The article notes delivery costs may be built into item prices or subscription fees, and says retailers often set free-shipping thresholds just above average order amounts to encourage larger purchases. It also recommends planning ahead for stores where a shopper regularly adds items they do not need.

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