Motley Fool contributor Johnny Rice predicts XRP will be below $1 by 2031, arguing Ripple could grow even if its RLUSD stablecoin, rather than XRP, becomes the main payment vehicle. XRP was near $1.50 as Bitcoin traded above $80,000.
Ripple says its payments platform can use either XRP or a stablecoin such as RLUSD. Rice points to the company’s website promoting stablecoin payments and says crypto is difficult to value because it has no earnings or free cash flow to assess; he expects major rallies may still occur before 2031.
