For people planning to retire in 2027, the article recommends moving to part-time work before leaving employment entirely, if possible. It says a trial can show whether a smaller paycheck covers expenses and how retirees handle extra free time while some job income remains.
If the reduced income falls short, the article says, continuing part-time work could give someone longer to build retirement savings and make the numbers work. It also notes that filling extra hours may take effort and, in some cases, money.
